Because we value your patronage, we want to address any
privacy concerns you may have. To that end, we have set forth
our privacy policy for handling the information you share with
us online. We want your decision to do business with us to be
an informed one.
1. Collecting Information
When you visit our Website, we may collect information about
you that you voluntarily choose to share with us. This
identification information may include, but is not limited to,
your name, your physical address, your e‑mail address, your
telephone and fax numbers, details of your real estate and
lending needs and preferences, and other details of your life.
What may be less obvious to you is that, when you visit our
Website, we may collect data involving your usage through the
use of “cookies” (i.e. small text files placed on your computer
by a Website), Web server logs, and other Web tools. This
technology allows us to customize your online experience, as
well as track your Internet use. The tracking data we collect
may include, but is not limited to, the date and time you visit,
the time you spend, the Web pages you view, the other Websites
you visit, your search queries, and basic information about your
computer, such as your Internet Protocol (“IP”) address, your
domain name, your browser type, and the name of your Internet
service provider. You may deactivate cookies if you do not want
your browsing to be tracked, but doing so may hinder your online
experience.
When visiting our Website, you may be directed, through
hyperlinks, to other Websites that are beyond our control.
Furthermore, when you are visiting our Website, other companies,
such as third party advertisers and sponsors, may be gathering
information about you. This Privacy Policy does not cover the
collection of information by those other companies and
Websites. Although we encourage third parties to provide their
own privacy policies, we are not responsible for their
activities, such as how they handle the information they collect
online.
2. Using Information Collected
We primarily use the identification information you
voluntarily share with us to customize your online experience
and to do what you have asked of us. We also use your
identification information to tell you about our products and
services, but you may instruct us not to send communications to
you by following the procedure indicated below under “Contacting
Us.” On occasion, we use your identification information to
validate your identity. As for usage tracking data, we
primarily use that information to operate and improve our
Website, and to further our marketing efforts.
As a general rule, we do not share your information with
unaffiliated third parties. We may, however, share your
information with our own personnel and our service providers to
the extent necessary to fulfill your requests. We may also
share your information with our affiliates, but we will not
share it with unaffiliated third parties for direct marketing
purposes. We reserve the right to disclose your information
under limited circumstances, such as to cooperate with law
enforcement or judicial authorities as required by law or legal
process, to protect our own legal rights, or to protect the
public good.
Whenever you are online, you run the risk that the
information you give out will fall into the wrong hands.
Although we implement and maintain reasonable security
procedures and practices to safeguard your privacy, we cannot
guarantee the security of any information you provide to us. We
accept no responsibility or liability for the activities of
third parties.
3. Updating Information
If you would like to review the information about you that we
have collected through our Website, or to change that
information, you can make that request by following the
procedure indicated below under “Contacting Us.” We may require
that you verify your identity before we process your request.
4. Updating Our Privacy Policy
We may, from time to time, change our Privacy Policy. We
will notify you of any changes by posting our updated Privacy
Policy on our Website and inserting a new “Effective Date.”